Capital requirement 2026 for NWB Bank

As part of the annual Supervisory Review and Evaluation Process (SREP), the European Central Bank has set the total SREP capital requirement for NWB Bank at 10.25%. The total SREP capital requirement is unchanged and effective from 1 January 2026.  

The total SREP capital requirement is the sum of the total Pillar 1 requirement of 8% and the Pillar 2 requirement of 2.25%. The Overall Capital Requirement (OCR) results by Including buffer requirements: the capital conservation buffer (2.5%) and the countercyclical buffer (2% for lending in the Netherlands).

As of 30 June 2025, the Tier 1 capital ratio excluding profit for the year amounts to 40.9%. As such, NWB Bank’s capitalization is substantially above the ECB requirement.